At some point in our lives, most of us have wondered what role our insurance company plays when we suffer a personal accident. The responsibility to help cover your expenses depends on where the accident occurred. If it were a crash with another vehicle, you would have to contact your vehicle’s insurance company; if you were injured in a friend’s garden, a shopping center, etc., you should contact your health insurance.
Next, we will share some tips to distinguish the different coverage types and what each one covers in an accident. The first thing you have to do is see what kind of coverage the insurance you pay offers. In some instances, the insurance you pay for your car could cover damage to third parties. Most likely, insurance won’t cover all of your expenses if you were the one who caused someone else harm.
If you were the person who suffered the accident or were not at fault for it, you might be entitled to extra compensation if you have the necessary coverage. The person who has to cover most of the expenses is the one who is considered to be at fault. It is important to remember that the laws in the state of California say that it is mandatory to have some type of insurance.
Finally, you must thoroughly know your insurance since you may have extra coverage that you are not familiar with. Nowadays, some insurances include additional compensation that you can use for your medical expenses or to cover your home expenses for the time you had to take to attend to the accident. This type of extra compensation can help you feel a little more relaxed during your accident and, later, recovery.
If you are having problems with the compensation you deserve after your accident, contact us, and we will help you find the best solution.